Market Insights

Embedded thumbnail for Do You Have a Real Advisor or an Arsonist?

Do You Have a Real Advisor or an Arsonist?

June 07, 2018

Learn the difference between a Fee-Only Fiduciary Money Manager and the other So-called Advisors

Embedded thumbnail for Investment & Economic Strategy Update: June 6, 2018

Investment & Economic Strategy Update: June 6, 2018

June 07, 2018
  • Economy is improving & still experiencing normal volatility

  • Employment numbers were released - more jobs with not enough people to fill them

  • This distortion has resulted in us seeing some positive wage inflation, which we believe will grow the economy in 2018 and beyond

  • Our research on recession warning signs shows slightly elevated risk levels

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Question: “What do I do with Bond Investments?”

June 07, 2018
  • Overconcentration in bond investments are wreaking havoc on your 2018 investment portfolio

  • Look to stay with short term duration bond investments

  • High dividend investments are suspect in a rising interest rate environment

  • Avoid

    • High yield bonds
    • Long term bonds
    • Intermediate term bonds (corporate & treasury)
    • Utility Stocks
    • Preferred stocks
    • Traded & non-traded REITs

New York Halts $5M Hedge Fund Scheme Targeting Elderly

  • Advisor, Dean S. Mustaphalli, owner and operator of Mustaphalli Capital Partners Fund LP, was charged with operating a securities fraud scheme that involved targeting investors who were elderly and at or near retirement

  • In total, Mustaphalli allegedly fraudulently solicited his former clients to invest over $12 million and lost over $11 million of their money.

  • According to the indictment,  Mustaphalli’s scheme brought in $5M+ from 22 victims between June 2014 and March 2017 and a separate civil lawsuit alleges that he fraudulently solicited an additional $7 million from prior investors between 2012 and 2014

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Investment & Economic Strategy Update: June 1, 2018

June 01, 2018
  • We are experiencing normal volatility

  • Job market is good, economy is growing

  • We are not seeing signs of an immediate recession but our research shows elevated levels of risk for one to occur down the road

  • Improved policies will grow the economy and secure America’s future

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Question: "Should I Buy an Annuity?"

June 01, 2018
  • Annuities are sold under the suitability standard, "Not In Your Best Interest"

  • Equity Index Annuities are sold with misleading sales tactics!

  • High expenses and bad investments will rob your returns

  • Annuity Charlatans are Arsonists burning down your retirement

Treasury’s Crime Unit, Consumer Bureau Team Up on Elder Fraud Prevention

  • Elder financial exploitation, “the illegal or improper use of an older person’s funds, property or assets,” is the “most common form of elder abuse in the United States.”

  • June 7 webcast will spotlight the importance of suspicious activity reports

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Investment & Economic Strategy Update: May 22, 2018

May 22, 2018
  • Many Industries are net positive for the year, while Bond market is getting hammered

  • We are cautiously optimistic for the remainder of 2018 & expect 2nd half to show better returns than 1st half

  • Our Recessionary Risk Indicators are slightly heightened – closely watching to determine when it is appropriate to reduce risk & hedge positions

  • Economy is growing; inflation appears tame, employment is strong, wage growth is positive

  • We believe the current administration is taking proper action to grow U.S. economy

Embedded thumbnail for Question: "Annuities . . . Good or Bad?"

Question: "Annuities . . . Good or Bad?"

May 22, 2018
  • Annuities are sold for the commission they generate the Sales Broker and rob your returns

  • Annuities are products ridden with insane markups, high expense ratios, & lock up your money with paralyzing surrender fees

  • Don’t provide you with the lifetime income you’re expecting nor are they as safe as you think

Watch Out for These 4 Behaviors by Your Financial Professional

  • Asking for a Personal Loan

  • Sales of Promissory Notes

  • Using Personal Email

  • Asking You to Write a Check to a Person or Entity Other than the Firm

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