Investment Strategy & Market Updates

Embedded thumbnail for Investment & Economic Strategy Update...November 6, 2018

Investment & Economic Strategy Update...November 6, 2018

November 07, 2018
  • Election Day...Finally Here!
  • Seeing Solid Jobs numbers, Wage Increases...all Net Positive for the Economy
  • No signs of a Recession
  • Look for the Fed to Raise Rates in 2019
  • The "wrong" Bonds can Devastate your Portfolio!
Embedded thumbnail for Question: "Variable Annuities?"

Question: "Variable Annuities?"

November 07, 2018
  • Variable Annuities: Who exactly are they good for, you or your so-called Advisor?
  • Your so-called Advisor wants to move your current Annuity to another Annuity...for that big commission!
  • High Expenses that take away from Your Returns! 
  • Find Yourself a Fee-only Fiduciary Advisor
Embedded thumbnail for Investment and Economic Strategy Update: October 23, 2018

Investment and Economic Strategy Update: October 23, 2018

October 23, 2018
  • The market has experienced some volatility over the past few weeks

  • Short term market timing has proven to be disastrous for your portfolio

  • All assets experience intra-year volatility, so it is important to concentrate on the big picture

  • Worry about the next 5-year average, not the next 12 months

  • We see an upward trend for GDP

  • Avoid the hype from the mainstream media

Embedded thumbnail for Question: "Can You Curb Market Volatility?"

Question: "Can You Curb Market Volatility?"

October 23, 2018
  • Less volatile investments typically make lower returns

  • Short term investors that chase returns often hurt their portfolio

  • All investments experience volatility

  • Real Money Managers take emotions out of their strategy

Embedded thumbnail for Investment & Economic Strategy Update: October 9, 2018

Investment & Economic Strategy Update: October 9, 2018

October 09, 2018
  • First 3 quarters of 2018 are positive

  • U.S. economy is solid and getting stronger

  • Corporate earnings, GDP, unemployment and housing numbers appear favorable

  • We expect more volatility in October in both the equity and bond markets

  • Recently reduced exposure to emerging market economies due to weakness and tax loss selling

  • Interest rates are hitting 7-year highs, therefore, proper exposure to bonds is a must

  • Currently, we don’t see any signs of recession

Embedded thumbnail for Question: “Is My Firm a Fee-Only Fiduciary?”

Question: “Is My Firm a Fee-Only Fiduciary?”

October 09, 2018
  • Banks, brokerage houses, and insurance companies are not fee-only fiduciary firms.

  • Fee-based accounts still have conflicts of interest and have an extra cost structure

  • Trust a fee-only fiduciary firm to avoid conflicts of interest, and get it in writing!

Embedded thumbnail for Investment & Economic Strategy Update: September 19, 2018

Investment & Economic Strategy Update: September 19, 2018

September 19, 2018
  • Decent sell-off over the past day or so due to tariffs or proposed tariffs

  • Current administration is pushing for fair trade which will help the U.S. economy

  • We have adjusted portfolios to soothe downside with respect to trade disputes & hopefully increase the upside on opportunities that we see

  • Earnings are good, inflation is near the Fed’s target, interest rates are stable and we expect another rate hike in 2018

  • We see signs for growth in the market with continued volatility and believe those invested correctly should be pleased over the long term

Embedded thumbnail for Question: “Cryptocurrency & Precious Metals?”

Question: “Cryptocurrency & Precious Metals?”

September 19, 2018
  • Too much fear-mongering on TV is wrongly influencing people’s decisions

  • Precious Metals are a speculation type trade or a possible hedge

  • We do not own physical gold currently, and don’t see a time to in the near future

  • Owning precious metals can hurt your returns and increase your risk

Embedded thumbnail for Investment & Economic Strategy Update: August 29, 2018

Investment & Economic Strategy Update: August 29, 2018

August 29, 2018
  • Market is experiencing record highs in the market with good numbers YTD

  • Approximately an 8% gain in the major indexes, mostly occurring in the past 6-8 weeks

  • The economy is strong and we expect more volatility in 2018

  • Trade agreement with Mexico is a positive for the U.S.

  • We expect more agreements to be reached with Canada and European Union achieving Fair Trade further strengthening the economy

  • The current administration’s cut backs on unnecessary regulation has netted positive earnings with good revenue growth

  • Corporate and personal tax restructuring are helping the consumer

Embedded thumbnail for Question: "Is Your Portfolio Suffering Because of Bonds?"

Question: "Is Your Portfolio Suffering Because of Bonds?"

August 29, 2018
  • Too many investors are over-allocated in bonds

  • Wall Street firms, banks and insurance companies collect a fee to “buy and hold” which does not account for the evolving market

  • An adaptive strategy adjusts to the changing economic scenario and allocates your portfolio accordingly

  • If interest rates continue to increase, investors that haven’t adapted may only break even or lose money despite the strong economy

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