Investment Strategy & Market Updates

Embedded thumbnail for Question: Equity Indexed Annuities . . . Good or Bad?

Question: Equity Indexed Annuities . . . Good or Bad?

August 02, 2018
  • Investors are misled by the Annuity Charlatans with 6% returns & 10% bonuses

  • These annuities are designed to return maybe 1.5% over a 10 year rolling period

  • Do your homework! Don’t be suckered into the fake pot of money by a sales pitch

Embedded thumbnail for Investment & Economic Strategy Update: July 26, 2018

Investment & Economic Strategy Update: July 26, 2018

July 27, 2018
  • Broad deal between US & EU reached to drop the tariffs in favor of fair trade

  • Eventually, trade deals with others will be reached strengthening the US economy

  • Just because the economy is good, doesn’t mean investments will skyrocket simultaneously

  • Emerging Market economies are performing well

  • Corporate earnings at record numbers - companies are growing & it's trickling down to the individual

  • We believe the strong economy will eventually translate into higher investment prices & should improve your investment account’s performance

Embedded thumbnail for Question: “Over-Invested in Bonds?”

Question: “Over-Invested in Bonds?”

July 27, 2018
  • When interest rates increase, bond values decrease

  • Bonds can change in value just like any other investment & aren’t as safe as everyone assumes

  • If US economy continues on its current course, those over-invested in bonds can receive poor returns or even significant losses

  • Just because you’re more conservative, owning an oversaturated bond portfolio in a Buy & Hold stock asset allocation is not an appropriate strategy

For more on Bonds, download our special report, “Beware of Bonds!

Embedded thumbnail for Investment & Economic Strategy Update: July 12, 2018

Investment & Economic Strategy Update: July 12, 2018

July 13, 2018
  • Overall, markets are slightly up halfway through the year

  • Less volatility than we saw in the 1st quarter of 2018 & will continue to see normal volatility

  • The trade imbalance has been an issue for decades, Trump aims to resolve this to strengthen the US economy

  • Expect to see growth of the economy of over 3% on an average annual basis

  • We have reallocated our portfolios for increased growth in the 2nd half of the year

  • After trimming bond exposure, we are holding more cash in conservative accounts, waiting for the next opportunity

  • Like what we see in the US economy and Emerging Markets, & have exited positions in Developed Markets like Europe

Embedded thumbnail for Question: "Tariffs . . . Good or Bad?"

Question: "Tariffs . . . Good or Bad?"

July 13, 2018
  • Don’t believe trade wars will come to fruition

  • Too many investors are making emotional decisions based on tariff hype from the media

  • Reposition portfolios from being too conservative to more growth oriented

  • Emerging Markets & US Economy present great opportunities while Europe experiences issues

  • Holding cash is a great opportunity for conservative investors who are over-allocated in bonds

Embedded thumbnail for Investment & Economic Strategy Update: June 20, 2018

Investment & Economic Strategy Update: June 20, 2018

June 20, 2018
  • Fed raised interest rates & is likely to do so 1 or 2 more times in 2018

  • Tariffs will eventually be worked out in America’s favor

  • European investments are experiencing slow growth stemming from economic policies and oversaturation

  • Emerging Markets are doing well with reasonable valuations

  • We plan to fine tune our portfolio in the near future to minimize risk from bond exposure

  • Expect normal volatility to continue, which can provide the opportunity to make a realistic return if invested properly

  • Economy appears strong with a healthy job market

  • We see a slight increase of recessionary risk, very slight, as always we continue to monitor

Embedded thumbnail for Question: “Traded REITs . . . Good or Bad?”

Question: “Traded REITs . . . Good or Bad?”

June 20, 2018
  • Should not be owned at this time due to rising rates

  • Poor performance last year & are struggling in 2018

  • Could lose 10% – 30% of your investment if rates continue to rise

  • Don’t fall victim to yield chasing traps to stretch your returns

Embedded thumbnail for Do You Have a Real Advisor or an Arsonist?

Do You Have a Real Advisor or an Arsonist?

June 07, 2018

Learn the difference between a Fee-Only Fiduciary Money Manager and the other So-called Advisors

Embedded thumbnail for Investment & Economic Strategy Update: June 6, 2018

Investment & Economic Strategy Update: June 6, 2018

June 07, 2018
  • Economy is improving & still experiencing normal volatility

  • Employment numbers were released - more jobs with not enough people to fill them

  • This distortion has resulted in us seeing some positive wage inflation, which we believe will grow the economy in 2018 and beyond

  • Our research on recession warning signs shows slightly elevated risk levels

Embedded thumbnail for Question: “What do I do with Bond Investments?”

Question: “What do I do with Bond Investments?”

June 07, 2018
  • Overconcentration in bond investments are wreaking havoc on your 2018 investment portfolio

  • Look to stay with short term duration bond investments

  • High dividend investments are suspect in a rising interest rate environment

  • Avoid

    • High yield bonds
    • Long term bonds
    • Intermediate term bonds (corporate & treasury)
    • Utility Stocks
    • Preferred stocks
    • Traded & non-traded REITs

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