Fee-Only Fiduciary Money Manager
Real Money Management and the Financial Advice You Deserve.
Specializing in investment portfolio management and retirement planning, Rezny Wealth Management provides the financial advice you deserve with a fiduciary standard of care.
Our mission is to help you achieve financial security for the long term. Most of our clients are retirees or pre-retirees who want to live a worry-free and secure retirement.
100% Fee - Only Fiduciary - We Work for You,
Not Wall Street
Rezny Wealth Management is a privately owned fee-only SEC-registered investment advisory firm, in business for over 20 years. Founder and President Brian C. Rezny has over 30 years of investment management and wealth planning experience.
As a fee-only wealth management firm, our revenues are derived solely from fees paid directly to us by our clients. This means that, as our client, we work for you—not a bank, brokerage or Wall Street firm. The relationship is that of a trusted advisor, not a broker. Unlike commission-based advisors (who are really salespeople), we have no incentive to recommend or sell you proprietary financial products in order to earn our compensation. We can invest on your behalf and give financial advice without these inherent conflicts of interest. And as a fiduciary, it’s not just our mission to work only in our clients’ best interests, but our legal obligation.
Fee-Only Fiduciary Money Manager
vs.
Fee-Based or Commission-Based Financial Advisor
Fee-Only Fiduciary Money Manager
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Earns compensation from fee-only; typically as a percentage of the Assets Under Management (AUM)
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Free to offer a wide array of financial and investment solutions
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Limited potential for conflicts of interest
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Legally required to act in the client’s best interest
Fee-Based or Commission-Based
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Earns some or all compensation from opening accounts, selling products, referrals, kickbacks
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May be limited to specific services their company provides
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Potential for inherent conflicts of interest due to compensation method
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Non-fiduciary advisors are only required to recommend products “suitable” to client’s needs
The Rezny Wealth Management Difference
Rezny Wealth Management provides investment management services and financial planning.
In addition to the benefits covered above, there are several other reasons informed investors choose to work with us.
Personal Time & Attention
Personal attention, customized financial planning and investment management, and exceptional client communications are at the forefront of our agenda. Rezny Wealth Management is closer to our clients, allowing us to provide more personalized management and a feeling of family. We are quicker to adapt and react to change to safeguard your investments or capitalize on emerging trends, and are better able to develop lasting relationships built on performance and trust.
We take the time to educate and guide our clients toward informed decisions.
Customized & Proactive Financial Planning
For our clients, proactive planning can be a greater value. Our depth of experience with financial planning in all aspects of a client’s life is perfectly suited for clients who need sophisticated strategies.
Everything we do is based on the client’s specific goals, assets and risk profile. From retirement planning to income maximization to tax reduction strategies, we offer money management services that are truly customized to the client’s needs.
Timely & Active Investment Management
Most firms just “buy and hold” with little regard to managing portfolio risk. This, in our opinion, is unacceptable. Our investment management is designed to grow your wealth, provide increasing retirement income, and manage the risk in your portfolio. As an active money management firm we work diligently to manage the investment risk in your portfolio, making portfolio adjustments when necessary.
Find out more about our investment management strategy on the Investment Philosophy page.
Custodian & Safety of Your Accounts
The securities and cash held in accounts of Charles Schwab & Co., Inc., including those held by clients of investment advisors with Schwab Advisor Services™, are insured by the Securities Investor Protection Corporation (SIPC) in the event of broker-dealer failure, such as bankruptcy, in which assets are missing. SIPC provides up to $500,000 of protection for accounts that clients of investment advisors hold in each separate capacity (e.g., joint tenant or sole owner), with a limit of $250,000 for claims of uninvested cash balances.5 More information about SIPC coverage is available at sipc.org.
Additional insurance coverage
Underwriters at Lloyd’s of London provide additional brokerage insurance to Charles Schwab & Co., Inc. accounts. This “excess SIPC” protection of securities and cash is provided by SIPC and Lloyd’s6 up to an aggregate of $600 million—limited to a combined return of $150 million, including up to $1,150,000 in cash—to any client. The excess SIPC protection becomes available in the event that SIPC limits are exceeded.
Experience the Difference of Real Money Management
Is your portfolio being managed properly for growth and increasing retirement income—or just “set and forget?” Is your current advisor providing the financial advice you deserve and expect?
If you have any concerns at all about how your money is being managed, contact us today. To work with RWM, our new client minimum is $1,000,000. If your portfolio is $1,000,000 or greater, we can assist you.
Our mission is to deliver proactive investment management and advice that will empower you to live a secure worry-free retirement.