Fee-Only Fiduciary Money Management
Specializing in investment portfolio management and retirement planning, Rezny Wealth Management provides the financial advice you deserve with a fiduciary standard of care.
Our mission is to help you achieve financial security for the long term. Most of our clients are retirees or pre-retirees who want to live a worry-free and secure retirement.
100% Fee - Only Fiduciary
We Work for You
Rezny Wealth Management is a privately owned fee-only SEC-registered investment advisory firm, in business for over 20 years. Founder and President Brian C. Rezny has over 30 years of investment management experience.
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As a fee-only wealth management firm, our revenues are derived solely from fees paid directly to us by our clients. This means that, as our client, we work for you—not a bank, brokerage or Wall Street firm. Unlike fee-based and commission-based advisors (who are really salespeople), we have no incentive to recommend or sell you proprietary financial products in order to earn our compensation. As a Fee-Only Fiduciary, it’s not just our mission to work only in our clients’ best interests, but our legal obligation.
Fee-Only Fiduciary Money Manager
vs.
Fee-Based or Commission-Based Financial Advisor
Fee-Only Fiduciary Money Manager
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Compensation derives strictly from management fees; typically as a percentage of the Assets Under Management (AUM)
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Offers complete objectivity and a wide array of financial and investment solutions
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Legally required to act in the client’s best interest 100% of the time
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Eliminates conflicts of interests that fee-based and commissions based firms have
Fee-Based or Commission-Based Advisors
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Earns commissions and fees from selling proprietary products, commissions, kickbacks, and revenue sharing.
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Limited to specific services their company provides
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Inherent conflicts of interest due to compensation method
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Non-fiduciary advisors are only required to recommend products “suitable” to client’s needs
The Rezny Wealth Management Difference
RWM provides investment management services and financial planning.
In addition to the benefits covered above, there are several other reasons informed investors choose to work with us.
Personal Time & Attention
As a fee-only fiduciary money management firm, our job is to professionally and actively manage your wealth. We find most firms are no more than sales organizations selling investment products that they are required to sell. We cannot stress enough the difference between a money management firm like RWM, versus the majority of firms that unfortunately manage nothing and are really investment product sales organizations.
Personal attention, customized financial planning and investment management, and exceptional client communications are at the forefront of our agenda. We are closer to our clients, allowing us to provide more personalized management and a feeling of family. ​
Customized & Proactive Financial Planning
For our clients, proactive planning can be of great value. Our depth of experience with financial planning in all aspects of your life, allow us to tailor sophisticated strategies unique to you.
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Everything we do is based on the client’s specific goals, assets and risk profile–– whether it's retirement planning, income maximization, or tax reduction strategies.
Timely & Active Investment Management
We find most firms simply “buy and hold” and "set it and forget it", often without giving proper attention to managing portfolio risk or making appropriate timely portfolio changes. In our opinion, "buy and hold" and "set it and forget it" approaches are unacceptable.
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The comment we hear often from new clients that hire RWM is “My current firm did little more than set it and forget it, we are now looking for a different approach.”. Our investment management is designed to grow your wealth, provide increasing retirement income, and manage the risk in your portfolio.
As an active money management firm, we work diligently to manage the investment risk in your portfolio, making portfolio adjustments when necessary
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Find out more about our investment management strategy on the Investment Philosophy page.
Custodian & Safety of Your Accounts
The securities and cash held in accounts of Charles Schwab & Co., Inc., including those held by clients of investment advisors with Schwab Advisor Services™, are insured by the Securities Investor Protection Corporation (SIPC) in the event of broker-dealer failure, such as bankruptcy, in which assets are missing. SIPC provides up to $500,000 of protection for accounts that clients of investment advisors hold in each separate capacity (e.g., joint tenant or sole owner), with a limit of $250,000 for claims of uninvested cash balances.5 More information about SIPC coverage is available at sipc.org.
Additional insurance coverage
Underwriters at Lloyd’s of London provide additional brokerage insurance to Charles Schwab & Co., Inc. accounts. This “excess SIPC” protection of securities and cash is provided by SIPC and Lloyd’s6 up to an aggregate of $600 million—limited to a combined return of $150 million, including up to $1,150,000 in cash—to any client. The excess SIPC protection becomes available in the event that SIPC limits are exceeded.
Is your portfolio being managed properly for growth and increasing retirement income—or just “set and forget?” Is your current advisor providing the financial advice you deserve and expect?
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If you have any concerns at all about how your money is being managed, contact us today. To work with RWM, our new client minimum is $1,000,000.
If your portfolio is $1,000,000 or greater, we can assist you.
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Our mission is to deliver proactive investment management and advice that will empower you to live a secure worry-free retirement.