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If you don't think it's happening to you, I'll guarantee you, it's happening to you.
"Brokers with Checkered Histories Cast Doubt on FINRA Enforcement Efforts" The article, published in Financial Planning on December 5, 2025, critiques the Financial Industry Regulatory Authority (FINRA)'s effectiveness in policing brokers with histories of misconduct, arguing that persistent gaps allow "recidivist" advisors to continue operating and harm investors. It highlights how FINRA's BrokerCheck database often fails to flag recent allegations promptly, firms lack robus
2 days ago6 min read


The "2/3 Less" Retirement Erosion Crisis
This article highlights 20 documented instances where retirees or pre-retirees have experienced significant erosion in their retirement savings—often 60-70% or more of potential net worth—due to bad advice, high fees, conflicts of interest, or unsuitable products like annuities, private credit, and structured notes. Drawing from 2024-2025 studies, SEC/DOL reports, and news, these cases underscore how conflicted advisors and illiquid investments can compound losses over time,
6 days ago8 min read


How New York’s Election Results Could Reignite Southwest Florida’s Housing Market
Election anxiety in New York City is turning into a real estate boost for South Florida, especially as wealthy buyers look for stability, lower taxes, and a safer environment. In recent months, developers have reported hundreds of millions of dollars in new contracts from New York buyers, many of whom are relocating or purchasing second homes. These buyers often come with strong financial backgrounds. Their willingness to purchase quickly and pay premium prices is helping dri
Nov 132 min read
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