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The "2/3 Less" Retirement Erosion Crisis
This article highlights 20 documented instances where retirees or pre-retirees have experienced significant erosion in their retirement savings—often 60-70% or more of potential net worth—due to bad advice, high fees, conflicts of interest, or unsuitable products like annuities, private credit, and structured notes. Drawing from 2024-2025 studies, SEC/DOL reports, and news, these cases underscore how conflicted advisors and illiquid investments can compound losses over time,
5 days ago8 min read


How New York’s Election Results Could Reignite Southwest Florida’s Housing Market
Election anxiety in New York City is turning into a real estate boost for South Florida, especially as wealthy buyers look for stability, lower taxes, and a safer environment. In recent months, developers have reported hundreds of millions of dollars in new contracts from New York buyers, many of whom are relocating or purchasing second homes. These buyers often come with strong financial backgrounds. Their willingness to purchase quickly and pay premium prices is helping dri
Nov 132 min read


Trump Proposes $2,000 Tariff-Funded Payments and Debt Reduction Plan
President Donald Trump announced this week that he plans to use tariff revenue—money collected from taxes on imported goods—to fund $2,000 payments to low- and middle-income Americans. Any remaining funds, he said, would go toward reducing the nation’s $38 trillion debt. In a Truth Social post, Trump defended his idea and criticized those who oppose tariffs, calling them “fools.” He explained that revenue from tariffs could both provide relief to Americans and help lower the
Nov 112 min read


Why 50-Year Mortgages Are a Terrible Idea: A Wealth Manager's Warning on Trump's Latest Proposal
By Brian Rezny, Founder of Rezny Wealth Management In a recent statement amid soaring housing costs, President Donald Trump floated the idea of 50-year mortgages as a way to make homeownership more affordable, calling it "no big deal." reuters.com The proposal aims to stretch out payments, potentially lowering monthly burdens for buyers struggling in today's market. abcnews.go.com While the intent to ease access to the American Dream is understandable, as a financial advis
Nov 113 min read


Why Rezny Wealth Management Remains Bullish on Alphabet (Google): AI-Driven Growth and Monetization Ahead
At Rezny Wealth Management, our investment philosophy centers on identifying companies with durable competitive moats, accelerating earnings growth, and untapped potential for price appreciation. Alphabet Inc. (GOOGL), the parent of Google, exemplifies this approach. As a core holding in our portfolio—representing a meaningful allocation of approximately $1.62 million as of Q3 2024—we view Alphabet as a standout opportunity in the evolving tech landscape. Our optimism stems f
Nov 114 min read
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